| Free
Merchant Account Setup | Get Started
With Credit Card Processing | Low
Price Merchant Service | Merchant
Service Rates & Fees | Merchant
Service Logos | Retail Credit Card
Processing | Restaurant Merchant
Account | Internet Merchant Service
| Wireless Merchant Account | Home
Merchant Service | Mail Merchant
Account | Phone Merchant Account
| Credit Card Processing Equipment
| Credit Card Processing Online Application |
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All applicants will be required to sign their application form,
so only filling out the online application is not acceptable.
If you will in the online application, a TransactUSA representative
will contact you and send you a copy of your application via
fax or email for you to print and sign. In addition, your application
will also require some general ownership documentation pertaining
to the business, the business owner, and the daily activities
of the business. You are free to submit the required documents
including all necessary signatures any one of 3 ways: |
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Rush
Fax: 24 Hour Approval (1 business day in most cases)
Our applications are available for immediate access and download
directly form our website, which enables applicants to fill
it out and fax it back to us including all signatures and documentation
right away. The standard approval process for a credit card
merchant account will be completed within 24 hours. It is during
this time that TransactUSA can also drop ship your credit card
terminal to you in less than 24 hours. Once your terminal is
in hand, the team of TransactUSA Technicians will promptly address
the programming of your credit card terminal as soon as your
credit card processing account has been approved. If you would
like to receive your terminal within the 24 hour rush delivery
time frame you will need to select the overnight shipping option,
and pay the necessary delivery expenses. |
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Online
Application: With Fax 48 to 72 Hours
We offer this option for our clients preferring to have their
application faxed in, but would not like to use the overnight
delivery option for their credit card terminal. Once again we
have found a way to save our customers even more when they choose
TransactUSA. |
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Online
Application: Using Priority Mail 5 to 7 Days
Your application can be mailed in to the TransactUSA offices
if you have reservations about faxing or emailing in your vital
information and documents. Clients should expect the process
to take 2-3 days for the documents to arrive at TransactUSA
and then another few days to get your credit card processing
account approved. The option is always available for you to
order your terminal ahead of time and receive it in just a few
days. |
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2.
How do I get paid from the sales generated through my credit
card processing account?
The revenues form your sales are automatically deposited into
your checking account once they have been through all the approval
channels such as approval from the credit card issuing bank
of your customers cards. The processing fees charged by TransactUSA
are automatically deducted when they pass through our accounts
into your own checking account, so you never have to mail in
any payments for our services. |
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3.
How long does it take for the funds to be transferred to my
account?
Merchants should expect it to take 24-48 hours from the time
their transactions are approved till the time the revenues clear
and are deposited into their checking accounts at their local
banks. This is the standard for all processors in the industry,
not just TransactUSA. No company can offer you a faster turnaround,
because all processors must follow the same guidelines and processes
outlined under proper Visa and Mastercard regulations. |
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4.
Do I need a business checking account?
All companies operating under a corporation or LLC status are
required to have a business checking account. Only the businesses
operating legally as sole proprietorships or partnerships may
use a regular bank account as long as the individual or partners'
name(s) must are on the checks. |
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5.
What if I have questionable credit?
TransactUSA offers solutions for all business owners who need
credit card processing. There are several options for our customers
with credit ratings that are less than perfect. Even in situations
when we cannot get you approved, since there is no application
fee, or approval fee, you do not have to worry about paying
anything or losing any money. We try our best to work with all
clients to get them approved. Many times, customers can get
approved when they joint apply with someone such as a partner
or a spouse. We do require that all applicants be absolutely
honest with our staff and in all their paperwork at all times.
When you do you allow our staff to configure the best solution
for your individual needs. In the end a solution like this saves
time because any misleading or inaccurate details on the application
will be uncovered during our application review process. All
applicants should understand that credit card processing is
serious business, no less serious than applying for a car loan
or even a home loan, depending on the processing volume you
need. Anyone found abusing or using their account in a fraudulent
manner will suffer prosecution to the fullest extent of the
law. |
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6.
When the credit card terminal or PC Software dials out for approval,
am I charged any long distance or communication fees?
Customers are not charged for any communication fees because
it is all done over a toll free line. |
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7.
If I purchase equipment, how is it shipped?
Customers select the desired shipping method either standard
ground or overnight shipping. |
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8.
Will I have 24 hour customer support?
All customers receive 24/7 support direct from many sources,
such as our processing banks, our terminal and equipment partners
and even our gateway partner’s. Any problems that arise
can be dealt with swiftly and easily at any hour of your business
day. |
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9.
Do I need a dedicated phone line?
Customers will not need extra phone jacks because the credit
card terminals have dual phone jacks which means they have the
ability to connect the terminal and other peripheral equipment;
modems, phone, fax to one line. |
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10.
Who installs the terminal?
It is the TransactUSA policy to not hire outside sales personnel
because we have a goal of lowering overall customer costs while
making the process as streamlined and middleman free as possible.
Our company greatly reduces the prices for you, our merchants,
by easily completing the terminal programming procedures right
over the phone. You’re your account is approved, and you
receive your terminal, we will complete all the programming
right over the phone, at zero expense to you our merchants.
The credit card terminal programming procedure is simple and
customers have multiple sources for toll free assistance and
instructions. |
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11.
Do I receive training?
All terminals come with diagramed directions, complete instruction
manuals and of course toll free access to the best training
centers in the industry. Our customers receive step by step
instructions to give them the level of clarity and understanding
that makes them comfortable with their new credit card processing
setup. |
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12.
How do I sign up for American Express and Discover Card? |
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American
Express ($49 activation fee)
For an American Express setup we will send you an application
form unless otherwise requested by you at the time of registration.
American Express requires that we file a separate approval from
visa and mastercard. Once approved, TransactUSA will internally
activate your account for American Express. All that is required
from the client is that you sign the forms and the process is
almost completed in its entirety. Of course, the actual processing
fees and rates will vary depending on business type and average
sale amount. |
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The following
is the rate range you can expect. (Rates and fees for American
Express are subject to change).
Retail - Average sale $150 or less = 3.25%
Average sale $150-249 = 3.10%
Average sale $250+ = 2.95%
Internet/Mail/Telephone order - $0- $4,999 total annual volume
= $5.00 per month, flat fee.
$5,000 or higher annually volume = 3.5%
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Discover
Card
TransactUSA can setup your company to process Discover as well,
but they follow a separate process from Visa & MC.. We will
need to forward you request directly to Discover because they
have a unique and specific approval process. A Discover representative
will contact you and discuss their program. Once a merchant
number has been issued by Discover, we will add it to your account
with TransactUSA so that one credit card processing merchant
account processes all your transaction sales.
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Merchant service, Merchant account, Credit card processing |
Merchant account, Merchant service, Credit card processing |
Credit card processing, Merchant account, Merchant service |
Merchant service, Credit card processing, Merchant account |
Merchant account, Credit card processing, Merchant service |
Merchant service, Credit card processing, Merchant account |
Merchant account, Credit card processing, Merchant service |
Merchant account, Merchant service, Credit card processing |
Credit card processing, Merchant service, Merchant account |
Merchant service, Merchant account, Credit card processing |
Credit card processing, Merchant account, Merchant service |
Merchant account, Credit card processing, Merchant service | |
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